Delayed or Denied Claims

Colorado Bad Faith Insurance Attorney

A delay in the payment of a claim is often the prelude to the outright denial of an insurance claim. If your insurance company is stalling on the payment of a claim, you should take action sooner, rather than later.

The Law Offices of Samuel G. Livingston, P.C. in Denver represents clients throughout the state of Colorado in cases involving delays in the payment of insurance claims, denials of claims and other insurance coverage disputes. Our founder and principal, Samuel G. Livingston, has earned a reputation as an astute analyst of insurance claim disputes, as well as a tenacious litigator. Mr. Livingston will work diligently to obtain full and complete compensation for your losses.

Contact our firm for a free initial consultation.

As co-counsel, Samuel G. Livingston won a $650,000 award plus attorney fees and interest for Ron Sullivan, who had suffered extensive delays in the approval by American Family Insurance of two needed surgeries.

Compensation for Delayed or Denied Insurance Claims in Colorado

Depending on the circumstances of your case, you may be able to obtain punitive damages, as well as attorney fees interest and compensation for your claim.

Recent changes in Colorado law make it easier for a plaintiff to recover punitive damages in cases involving delayed or denied insurance claims. The old standard required a plaintiff's lawyer to show that the insurance company had "intentionally or recklessly" denied a claim. Under the new standard, CRS 10-3-1115/1116, the plaintiff has only to show that the denial was "unreasonable."

Our firm will undertake a comprehensive effort to document the improprieties of the insurance company and the full amount of your losses. Remember, vigorous litigation may be the only way to assert your rights and obtain compensation. The Law Offices of Samuel G. Livingston, P.C. will work tirelessly to obtain the best possible result for you.

Colorado Insurance Claims Lawyer

Some insurance companies refuse to provide compensation for losses to their insureds, even when the loss is legitimate and covered by the policy. These types of bad faith insurance claims are distinct from coverage denial cases where the insurance company asserts that no valid policy exists.

A denial of an insurance claim can be especially frustrating for a policyholder who has suffered a loss. After all, you paid your premiums and held up your side of the contract. Why won't the insurance company hold to its responsibilities? In this situation, you must take legal action to assert your rights. Without experienced legal representation, it is unlikely that you will achieve results. Once it takes a stand, the insurance company can continue to stall, prevaricate or merely restate its position, leaving you with no options other than vigorous litigation.

The Law Offices of Samuel G. Livingston, P.C. is a firm that represents individuals and businesses in all types of insurance policy disputes, including outright denials of insurance claims, coverage denials and other insurance bad faith disputes. We are experienced, knowledgeable in the law and determined to prevail for our clients.

Contact us for a free consultation about your case.

In the case of Peressini v. American Family Mutual Insurance Co., our firm won a $3 million verdict on behalf of our client whose insurer denied a claim worth approximately $125,000. In Roach v. American Standard Insurance Company, our firm determined that the insurance company altered its records in an effort to avoid paying an $800 property claim. The plaintiff received a $3 million verdict. In Watts v. State Farm, we represented a Fort Collins homeowner whose insurance company denied full coverage after a fire, settling the approximately $300,000 claim after two years for $3.75 million.

Denver Coverage Denial Lawyer

Samuel G. Livingston began his legal career working on behalf of insurance companies. This experience provided him with a comprehensive understanding of insurance coverage law, claims and adjustment procedures and the disputes that can arise between insurance companies and their insureds. For the last 15 years, Mr. Livingston has worked exclusively for consumers against insurance carriers presenting cases involving insurance bad faith, breach of insurance contract and personal injury claims.

When you retain our firm, we will thoroughly investigate the circumstances of your case, document the failure of the insurance company to live up to its obligations, and aggressively seek full compensation for you.

Contact a Colorado Insurance Attorney

In a free consultation, Denver coverage denial attorney Samuel G. Livingston can review your case and discuss your options. Contact our firm today.