Insurance companies do not always have their policyholders’ best interests in mind. This can come as a shock to many people, particularly when the time has come to file an insurance claim, only to have their insurance provider deny it for no apparent reason. The truth is that many insurance companies protect their own profits over the wellbeing of their policyholders.
When you purchased homeowner's insurance, you carefully researched several insurance providers and policies. You read the documents carefully, making sure that there were no hidden “gotchas.” You selected the policy that was best for your home, trusting that it would provide adequate coverage in the event of an emergency. Now an emergency has occurred, and your insurance claim has been denied. What should you do?