Have A Homeowners Insurance Claim Dispute?

As a homeowner, you may think that you are covered for property damage losses. But though you have a homeowners insurance policy, it does not mean that your insurer will willingly pay what it owes you.

If you have suffered a property damage loss and your insurance company has denied your claim, delayed resolving your claim, or offered far less than your claim is worth, you should seek legal advice. Without an advocate on your side, you may not receive the compensation you are entitled to.

The Law Office of Samuel G. Livingston, P.C., in Denver, Colorado, represents homeowners, consumers and other insureds in insurance bad faith cases. We understand the many complexities these cases present, and we work tenaciously to prevail for our clients. Our firm has succeeded in obtaining compensation in many complex and contentious cases.

We represent homeowners in cases involving:

  • Hail damage
  • Water damage
  • Fire damage
  • Wind damage
  • Homeowners liability

Contact our firm for a free consultation about a homeowners insurance bad faith case.

We represented a Carbondale family who had suffered a major fire loss at their home. The insurer, American Family, first delayed settling, then denied coverage, before offering a completely inadequate settlement. We eventually helped the family obtain $536,000 for the loss, plus $1.5 million in punitive and bad faith damages.

In Watts v. State Farm, we represented a Fort Collins homeowner whose insurance company denied full coverage after a fire, settling the approximately $300,000 claim after two years for $3.75 million.

Obtaining Full Compensation For Your Losses

Homeowners insurance policies are very complex documents. Because Mr. Livingston has been involved in addressing homeowners losses for more than 25 years, he understands how to read and interpret policies. The firm also undertakes assertive discovery when necessary, to document insurance company negligence. The Law Office of Samuel G. Livingston, P.C., will seek full compensation for your losses.

Is Your Insurance Company Playing Fair?

Insurance companies use many techniques in order to minimize claim settlements. In addition to denying a claim or stalling you, they may attempt to steer you to preferred contractors who will take shortcuts in materials and construction techniques. Some have even gone so far as to use fake bidders to justify an inadequate settlement.

A new law in Colorado, CRS 10-4-120, gives homeowners freedom of choice when it comes to selecting a contractor. You do not have to choose a contractor selected by your insurance company.

Our firm can represent you if your insurance company is not playing fair. We will aggressively seek full and complete compensation for you. Call us at 720-443-5876 today.

Free Consultation With An Attorney

Contact our firm for a free consultation about a denied home insurance claim.